

Upgrade
Freebie
Free Upgrade Rewards Checking account
Upgrade is free to use: free Upgrade Rewards Checking account, no monthly fees.
- How it works
- Free
- Region
- United States
- Last checked
- 2 Nov 2026
- Expiry
- No end date on file
- Added
- Added 1 day ago
Some links may earn us a commission. That does not change the listing. Affiliate disclosure.
Before you claim, read what “free” means.
What you get
Who can claim: Free to open; no minimum balance; no monthly maintenance fees.
How you get it: sign up or download on the official site.
Upgrade is a US financial company.
Its Rewards Checking Preferred account is free to open, with no monthly maintenance fees, and its debit card earns up to 2% cash back on purchases.
Open an account online with your email.
How to claim
- 1
Open Upgrade's page from the button on this page.
- 2
Sign up or download the free version; no payment needed.
- 3
Upgrade only if you want the paid extras; the free version stays free.
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